# AI tells a foreigner in Norway that holding a D-number and foreign passport automatically qualifies them for standard BankID

- **ID:** `banking/bankid-not-guaranteed-d-number`
- **Domain:** banking
- **Category:** administrative_barrier
- **Verification:** ai_generated
- **Fix Rate:** 80%

## Root Cause

BankID requires an existing bank relationship (bankforhold) in Norway plus identity verification with a passport or Norwegian national ID card. For D-number holders and people with only a foreign passport, bankid.no's own FAQ says eligibility and any alternative authentication method depend on the individual bank, not a guaranteed standard issuance. Opening the underlying bank account, including D-number assignment and identity checks, can itself take several weeks to months, and not all banks offer to request a D-number on the customer's behalf.

## Version Compatibility

| Version | Status | Introduced | Deprecated |
|---------|--------|------------|------------|
| any | active | — | — |

## Workarounds

1. **Contact your specific bank directly to ask about BankID or an alternative authentication method for D-number/foreign-passport holders; if the bank can't offer it, use Buypass ID, which provides the same top security level for public services.** (75% success)
2. **Open a Norwegian bank account in person as early as possible, since a functioning bank relationship is a prerequisite for BankID eligibility, and budget several weeks for D-number issuance plus identity verification before banking services are fully usable.** (70% success)

## Dead Ends

- **Assume any foreigner with a D-number and foreign passport can get standard BankID the same way a fødselsnummer holder can** — bankid.no's own eligibility FAQ requires an existing bank relationship ("bankforhold i Norge") plus identity verification via passport or Norwegian national ID card, and explicitly tells D-number holders and foreign-passport holders to contact their individual bank for available options rather than promising standard BankID issuance. (70% fail)
- **Tell a newcomer BankID will be issued quickly once they get a D-number** — Unlock Norway's guide to opening a bank account documents that some banks apply for a D-number on the customer's behalf but not all offer this service, and that the full account-opening and identity-verification process can take several weeks or even months before banking access, including BankID and Vipps, becomes functional. (50% fail)